Notice: This website may or may not use or set cookies used by Google Ad-sense or other third party companies. If you do not wish to have cookies downloaded to your computer, please disable cookie use in your browser. Thank You.
Showing posts with label risk management. Show all posts
Showing posts with label risk management. Show all posts

Wednesday, November 9, 2011

Survival Roulette Wheel

I received this correspondence from "Jerry":............"Although this appears from as anonymous, call me "Jerry".  I am a former Marine Captain and have saw combat in Iraq, before I got out of the Corps.  I am now an insurance advisor for a nationally recognized company, have a side line business managing investments for some people (some of my old Marines for some), and have a network marketing business as well.  I live in a suburban area while it is not a gated community, we are governed by a Home Owners Association (HOA).  Most of the residents are older than my wife and I, and we are in our mid thirties.    

My wife doesn't necessarily agree with my preps.  She may even think my actions are part of PTSD.  I really don't care at this point, but I see a major event happening or starting to happen soon, so I want to be ready.   Next month the HOA is going to have elections again.  My wife is against me even attending these meetings, which so far I have not.   I think it prudent to be involved if for nothing else but to know the people in our area and have some type of ability to influence the actions of many and group think.  We live in a pretty good area, only one two lane road entering in and exiting out of our area.   Highly defensible for a Platoon of Marine riflemen, but not for a bunch of non-organized civilians. 

I am having a hard time explaining myself to my wife that I am not trying to take over the HOA.  In other activities I have became involved in, I have often found myself in a leadership role and I think my wife is worried that this will consume my time and degrade our businesses, and our family.   Any ideas on how to get her to see what I am going to do is a prudent measure?"

UrbanMan's reply:  Jerry, first of all, thanks you for your service.   Were you and your wife married when you were in the Corps?  If so, she ought to understand that your were, and are a leader and will continue to be in any segment of your life.  

Second of all, it seems like you are working like crazy on your life,, investment and a home based business.  Good for you. 

I would explain that trying to understand the HOA much like you did already with trying to get to know people and the credibility you establish with these fellow homeowners will go along way to providing some leadership or direction in the case of a collapse where, in all probability, your neighbor will have to stand together or perish separately.

It's kinda like this:  Imagine a Roulette wheel at the Casino.  You have 20 chips.  If you put all your chips onto one number, you have a small chance of winning anything.  If you place most of your chips on the three or four numbers you think will win, and then place maybe one chip on numbers that you are less sure off, you'll have better chances of winning something.......risk mitigation.  You understand this from the Corps where risk assessment and risk management are a fact of life.

If you think food and protection-security are the biggest risks then you put a high percentage of your resources into stored food, survival site selection and survival firearms.  If you think that even in the collapse, electricity won't be a problem, then you may save the money you would put into solar, wind and other energy technologies and use it for other higher priorities.  If you think that there will be no exchange of commerce except for barter and that precious metals will not be worth anything, then you would not be stocking Gold and Silver.   If you think there is a chance, however small, of being able to use Gold and Silver then you may put a minimum amount of your resources procuring precious metals. 

I think the idea of getting involved at least on the edges of your HOA can pay off big dividends if/when the SHTF comes.   The good thing a HOA would have is connectivity within that community. Placing names to addresses.  I know a local urban HOA that hosts gardening classes each month......ready made for converting to vegetables rather than flowers.   

Did you read a previous post from Selco who survived Bosnia in 1992 to 1995?  He said it best when it takes a team or a group to survive.  The HOA is part of the team you have.  Most of the people in the HOA will see you as a leader whether or not you serve on the board or not.   Getting involved in the HOA will give you the contacts to develop this credibility so it can be exploited when you need to.  Hooah Captain, Drive On.