Reader Question on Body Armor for Survival

UrbanSurvivalSkills.com received the following e-mail request: ”Hey urban man. just thought I'd drop you another line. I was wondering if Kevlar vests would be a practical piece of your survival kit. I seem to be one of the few in my circle to think so, I made the argument it weighs close to nothing and will quite literally save your life on multiple occasions, but nobody thought it was worth spending the extra money on it. I’ve done a little research on it and come to find out a plain old kevlar vest that stops up to a high velocity 5.56 FMJ bullet is only around 350$-650$, so I guess is do you think its worth it? Get back to me man and stay prepared.”

UrbanMan replies:Before I answer that lets review the levels of body armor under the National Institute of Justice Ratings for Body Armor,.....NIJ Standard 0101.03, 0101.04:

NIJ LEVEL I: This armor protects against .22 caliber Long Rifle Lead Round Nose (LR LRN) bullets with nominal masses of 40 gr impacting at a minimum velocity of 1050 fps or less and 380 ACP Full Metal Jacketed Round Nose (FMJ RN) bullets with nominal masses of 95 gr impacting at a minimum velocity of 1025 fps or less.

NIJ LEVEL IIA: Lower Velocity 9mm, .40 S&W. This armor protects against 9mm Full Metal Jacketed Round Nose (FMJ RN) bullets with nominal masses of 124 gr impacting at a minimum velocity of 1090 fps or less and .40 S&W caliber Full Metal Jacketed (FMJ) bullets with nominal masses of 180 gr impacting at a minimum velocity of 1025 fps or less. It also provides protection against Level I threats. Level IIA body armor is well suited for full-time use by police departments, particularly those seeking protection for their officers from lower velocity .40 S&W and 9mm ammunition.

NIJ LEVEL II: Higher Velocity 9mm, .357 Magnum. This armor protects against .357 Magnum jacketed soft-point bullets with nominal masses of 158 gr. impacting at a velocity of 1,395 fps or less and against 9mm full-jacketed bullets with nominal velocities of 1,175 ft/s. It also protects against most other factory loads in caliber .357 Magnum and 9mm as well as the Level I and IIA threats. Level II body armor is heavier and more bulky than either Level’s I or IIA. It is worn full time by officers seeking protection against higher velocity .357 Magnum and 9mm ammunition.

NIJ LEVEL IIIA: .44 Magnum; Submachine Gun 9mm. This armor protects against .44 Magnum, Semi Jacketed Hollow Point (SJHP) bullets with nominal masses of 240 gr. impacting at a velocity of 1,400 fps or less and against 9mm full-metal jacketed bullets with nominal masses of 124 gr. impacting at a velocity of 1,400 ft/s or less. It also provides protection against most handgun threats as well as the Level I, IIA, and II threats. Level IIIA body armor provides the highest level of protection currently available from concealable body armor and is generally suitable for routine wear in many situations. However, departments located in hot, humid climates may need to evaluate the use of Level IIIA armor carefully.

NIJ LEVEL III: High-powered rifle. This armor, normally plates of hard or semi-rigid construction (steel, composite armor, ceramic), protects against 7.62mm full-metal jacketed bullets (US military designation M80) with nominal masses of 150 gr. impacting at a velocity of 2,750 ft/s or less. It also provides protection against threats such as .223 Remington (5.56mm FMJ), 30 Carbine FMJ, and 12-gauge rifled slug, as well as Level I through IIIA threats. Level III body armor is clearly intended only for tactical situations when the threat warrants such protection, such as barricade confrontations involving sporting rifles.

NIJ LEVEL IV: Armor-piercing rifle. This armor protects against .30–06 caliber armor-piercing bullets ( US military designation APM2) with nominal masses of 166 gr. impacting at a velocity of 2,850 ft/s or less. It also provides at least single-hit protection against the Level I through III threats. Level IV body armor provides the highest level of protection currently available. Because this armor is intended to resist “armor piercing” bullets, it often uses ceramic materials. Such materials are brittle in nature and may provide only single-shot protection since the ceramic tends to break up when struck. As with Level III armor, Level IV armor is clearly intended only for tactical situations when the threat warrants such protection.

You can see that to protect against 5.56 (.223 Remington) you’ll need Threat Level III protection. Very few companies offering Level III armor under $650. You need to check your state laws. A lot of disinformation out there on whether or not body armor is legal to own. Best to get your local and state laws. Another issue is many that companies will not sell armor to people without a law enforcement nexus or certification,...... and possibly require a supervisors approval on agency letterhead, although Level IIIA (one step lower than Level III and will not stop 5.56mm) is commonly available but starting around $400.

A lot of personnel are wearing Level IIIA armor with Level III plates in an insert over the chest and in the back. There has been a lot of technological improvement in body armor from steel plates, to composite plates to ceramic plates. In the old days, we used to cut steel and use that as surrogate armor for our vehicles, even then 5.56mm ball and tracer would penetrate one-quarter inch mild steel. When we used a harder steel, such as T1 or T520, 5.56mm ball and tracer were defeated, but not 5.56mm SS109 steel core penetrator, whic punched right through unless you went to a thicker and much heavier chunk of steel. We used to buy pepper popper targets and IPSC sized steel target as they fit behind our seats for rear protection from small arms fire coming from our six.

It's probably more common for personnel to wear Level IIIA or even the lower rated Level II, under their shirts, then wear a plate carrier Molle platform to carry plates and gear pouches. It will be hard to buy plates. They are expensive. An enterprising individual could make his own plates, buying the appropriate hardness steel plates then having them cut to size to fit the plate carrier pocket. You could even coat them liquid rubber coating which hardens to a rubberized surface for easier handling. These field expedient plates are necessrily going to be heavy.

Body armor has an expiration to it, usually 5 years if stored correctly. After that it is de-certified, therefore hard to get second hand as nobody wants the liability. I think if you store it correctly (flat and in a humidity controlled environment) that it can be viable years after,..hell I’m counting on it.

To answer your question, yes, body armor is essential item of kit. Just usually outside the procurement capability of most people. I particulary like wearing II or IIIA soft body armor ovr my t-shirt and under my work shirt, then adding a molle plate carrier.